Business finance advisor in Kellyville for Sydney business owners
SMA Business Advisory is a business finance advisor based in Kellyville, working with business owners across Kellyville, Castle Hill, Baulkham Hills, Norwest & Bella Vista, Rouse Hill, Parramatta and greater Sydney. Our business advisory services cover cash flow and forecasting, and succession and exit planning, giving you a clear view of where your business stands today and a considered plan for where it’s headed.
Advisory support built around your business
As Sydney business and tax advisors, we bring commercially focused, practical advice grounded in real experience working with business owners at every stage, from early growth through to planning and exit.
Business advisory at SMA means ongoing input on the decisions that shape your business.
Forward-looking advice for business owners
Two advisory services focused on where your business is heading next.
Cash Flow & Forecasting
Cash flow forecasts and reporting that flag tight periods early, so decisions about hiring, stock and major purchases are made with real numbers behind them.
Learn moreSuccession & Exit Planning
Structuring, timing and tax advice for owners planning a sale, a family handover, or simply building options for the years ahead.
Learn moreAdvice grounded in how these decisions actually play out
Business advisory only adds value if it comes from someone who understands how these decisions actually play out for a business your size.
SMA Business Advisory is led by Manraj Singh, a CPA-qualified, registered tax agent with more than 15 years’ experience across Big Four, mid-tier and boutique accounting firms, working directly with you, and staying involved after a plan is delivered rather than moving straight on to the next client.
- Direct access to a CPA-qualified, registered tax agent on every engagement
- Advice grounded in 15+ years across Big Four, mid-tier and boutique firms
- An ongoing adviser relationship, not a one-off report
- Practical, commercially focused recommendations you can act on
Frequently asked questions
Answers to the questions we hear most often. If you can’t find what you’re looking for, get in touch and we’ll be happy to help.
Do I need a full advisory engagement, or would a bookkeeper be enough?
If you mainly need transactions recorded and accounts kept current, our bookkeeping services may be the better starting point. Business advisory is for owners who want strategic input on cash flow, structure or succession, on top of accurate books.
How much does business advisory work cost?
Fees depend on the scope of work, whether it’s an ongoing forecasting engagement or a defined succession planning project. We’ll always outline the fee structure before any work begins.
How long does a typical engagement run?
Cash flow and forecasting work is often ongoing, reviewed monthly or quarterly. Succession and exit planning is usually a longer, staged engagement running over months or years depending on your timeline.
I'm not planning to sell my business. Is succession planning still relevant?
Yes. Succession planning also covers handing a business to family, bringing in a co-owner, or simply building optionality in case your plans change.
Do you work with businesses outside Kellyville?
Yes. We work with business owners across Kellyville, Castle Hill, Baulkham Hills, Norwest & Bella Vista, Rouse Hill, Parramatta and greater Sydney, all from our Kellyville base.
What size business is this for?
Our business advisory clients are typically established small to medium businesses with enough complexity to benefit from formal cash flow modelling or a structured succession plan, rather than very early-stage sole traders.
How do I know which service I need?
Book an initial consultation and we’ll talk through your situation. Most business owners aren’t sure whether they need cash flow work, succession planning, or both, and that’s exactly what the first conversation is for.
News, guides and practical advice
Considered guidance on the issues that matter most to business owners and family groups.
Fringe Benefits: Guide & How to Calculate
A clear, plain-English explanation of fringe benefits tax and how it is actually calculated for your business.
Read articleATO Audits: What You Need to Know
An overview of what prompts an ATO audit in the first place, and the practical steps to take if you are contacted.
Read articleSmall Business Structuring: An Accountant’s Guide
Considered guidance on choosing the right business structure from day one, before costly problems set in.
Read articleRequest a consultation
Share a few details about your business and we’ll be in touch to arrange a time that works for you.