Accounting and advisory for your industry.
Every industry runs on the same basic numbers, revenue, costs and tax obligations, but the pressures behind those numbers look different depending on what you do. SMA Business Advisory works across a range of industries around Kellyville and Greater Sydney, bringing the same proactive, commercially minded approach to each one.
Specialist advice, tailored to your sector
A dental practice weighing up equipment finance faces a different set of questions to a hospitality venue managing casual staff under penalty rates, or a tradie working out when to register for GST. Founder Manraj has spent 15+ years advising business owners across Big Four, mid-tier and boutique firms, work that has covered medical practices, dental clinics, legal firms, trades businesses, hospitality venues, and retail and ecommerce operators.
Medical & Healthcare
Medical practices deal with practice structuring, Medicare and private billing reconciliation, and growing scrutiny of contractor arrangements for visiting doctors and specialists that can create payroll tax exposure.
Learn moreDental
Dental practices carry heavy equipment finance commitments, from chairs to imaging systems, alongside the associate buy-in and partnership questions that come with joining or acquiring a practice.
Learn moreLegal
Law firms manage trust money obligations, partner profit distributions, and cash flow tied up in work in progress and disbursements, on top of the usual business tax and compliance workload.
Learn moreTrades
Tradies face early decisions about contractor versus employee status, ABN and GST registration timing, and cash flow gaps from progress payments and retention money, often while running the business from a ute rather than an office.
Learn moreHospitality
Hospitality venues operate on thin margins, with award-based penalty rates, casual rostering and stock wastage all putting pressure on cash flow.
Learn moreRetail & Ecommerce
Retail and ecommerce businesses juggle inventory accounting and multi-channel sales reconciliation across platforms, with cash flow often tied up in stock ahead of seasonal peaks.
Learn moreThe same proactive standard, whatever industry you're in
Whatever industry you’re in, we start by understanding how your business actually operates, not by working through a standard checklist. That means learning your billing cycle, your cost pressures and the decisions you’re weighing up before we talk about tax returns or compliance deadlines.
From there, the approach stays consistent. You get proactive contact throughout the year, plain-English advice, and a direct line to Manraj as the relationship grows.
- Guidance shaped around how your specific industry actually operates, not a generic template
- You work directly with your adviser on every engagement
- Proactive contact throughout the year, not only when a lodgement is due
- Complex tax and structuring decisions explained in plain language
Clear, practical advice across every stage
Our services are structured around the way business owners actually make decisions, at every stage of growth.
Business Accounting & Tax Compliance
The foundation of good compliance, handled accurately and reported on time, every time.
- Financial Statements
- Income Tax Returns
- Personal & HNW Tax
- BAS & IAS
- Payroll Tax
- FBT
- ATO Correspondence & Audit
Business Advisory
Guidance that looks well beyond this quarter, toward where your business is headed next.
Learn more about Business AdvisoryTax Advisory
Structure your business, plan your tax position and protect what you've built with confidence.
- Business Tax
- Personal and Family Groups
- Tax Planning
- Structuring & Asset Protection
- Family Group Structuring
- Trust & Estate Planning
- Wealth & Succession
Business Support Services
Dependable bookkeeping, payroll and systems support working quietly behind the scenes.
- Bookkeeping
- Payroll Processing
- Business Structure and Company Setup
- ASIC Compliance and Management
- Xero Setup and Support
- Cloud Accounting Solutions
Not sure which service you need?
Book an obligation-free consultation and we'll help you find the right starting point for your business.
Book a consultationFrequently asked questions
Answers to the questions we hear most often. If you can’t find what you’re looking for, get in touch and we’ll be happy to help.
Do you only work with the industries listed here?
These are the industries we’ve built dedicated pages around, but the underlying accounting, tax and advisory work applies to most small and medium business owners. If your industry isn’t listed, get in touch and we’ll talk through whether we’re a good fit.
Does your approach actually change depending on my industry?
Yes. The core services, financial statements, tax returns, BAS, structuring, forecasting, stay the same, but how they’re applied changes. A dental practice’s equipment finance and buy-in questions are different from a hospitality venue’s payroll and rostering pressures, and we adjust our advice accordingly.
My business sits across two or three of these industries. Is that a problem?
Not at all. Plenty of business owners operate a mixed model, such as a retail store with an online shop, or a trades business that also does small-scale project work. We work with the reality of your business rather than forcing it into a single category.
How do I find out more about my specific industry?
Each industry above links through to its own page with more detail on the specific issues we help with. If you’d rather talk it through directly, book a consultation and we’ll go through your situation.
News, guides and practical advice
Considered guidance on the issues that matter most to business owners and family groups.
Fringe Benefits: Guide & How to Calculate
A clear, plain-English explanation of fringe benefits tax and how it is actually calculated for your business.
Read articleATO Audits: What You Need to Know
An overview of what prompts an ATO audit in the first place, and the practical steps to take if you are contacted.
Read articleSmall Business Structuring: An Accountant’s Guide
Considered guidance on choosing the right business structure from day one, before costly problems set in.
Read articleRequest a consultation
Share a few details about your business and we’ll be in touch to arrange a time that works for you.